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Summaries of Benefits and Coverage 

Medical Plans

Option 1: Base Open Access HRA Included 
Option 1: Base Open Access HRA plan. No PCP needed, referrals not required, copays, out-of-network costs higher, $500 HRA reimbursement.

You can also refer to the 2025 Benefits Guide 

Option 2: Buy Up Open Access PPO 
Option 2 is an Open Access PPO plan with Cigna, no PCP required, specialist care without referral, and out-of-network coverage at higher costs.

You can also refer to the 2025 Benefits Guide 

Option 3: HSA Open Access PPO 
Option 3: HSA Open Access PPO—low premium, high deductible plan, includes HSA eligibility, no PCP needed, OON coverage at a higher cost.

You can also refer to the 2025 Benefits Guide 

 

Other Benefit Information 

Dental Plan Information 

Please refer to the 2025 Benefits Guide 

Vision Plan Information 

Please refer to the 2025 Benefits Guide 

Mountain View Fire and Rescue 2025 Benefits Guide